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Brian Shoemaker's Articles in Credit

  • Credit Cards and APRs
    You probably see a lot of credit card offers on a daily basis whether it's on television, the internet, a magazine or in the mail. In the advertisement, you probably see or hear APR mentioned several times in the form of Introductory APR, Standard APR, Cash Advance APR, Balance Transfer APR and Default APR. The difference between these APRs might be confusing at first but they are pretty simple to understand.
  • Transferring Balances of High Interest Rate Credit Cards
    You just received the latest bill from your present credit card company. The balance is huge not to mention a high interest rate. When you signed up for the credit card, you didn't take into consideration the high interest rate. Now you realize it is going to take you forever to pay off the balance. Is there anything you can do?
  • Credit Cards with Rewards
    Some credit cards offer more than just a low interest rate. That's right. Some credit cards offer great rewards just for using them. For example, lets take a look at Blue from American Express.
  • Choose the Right Credit Card
    If you do, you could earn great rewards, save money or even earn money. Some people think every credit card is the same plus or minus a couple tenths of an interest point. I use to. This couldn't be more wrong.

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